Owner Financed Businesses for Sale - Seller Financing


Buy a Owner Financed or Seller Financed Business - A owner Financed business or seller financing is a loan provided by the seller of a business to the business buyer without a good credit or collateral, who is finding it hard or impossible to get financing from other small business lending sources or banks or to a business buyer who would want that the seller have some skin in the game. Seller Financing of a business is similar to buying a owner financed real estate or property, wherein the real estate seller will finance a portion of the sale amount for a period, instead of the bank or a lender financing the loan amount to the property buyer. Similarly the seller of the business is willing to loan or finance the buyer a percentage of the sale price, for purchasing their business and the buyer signs a promissory note or deed. To a seller, this is an investment in which the return is guaranteed only by the buyers credit-worthiness or ability and motivation to pay the mortgage. Also, since the seller can spread the capital gains over several years, this may also help the business owner to lower their tax payments resulting from the sale of the business. For a buyer it is often beneficial, because he/she may not be able to obtain a loan from a bank. In general, the loan is secured by the property being sold. In the event that the buyer defaults, the property is repossessed or foreclosed on exactly as it would be by a bank. While there are some people searching online for a 100% owner financed business on sale, one needs to understand that when a owner is financing the business, they still own the business loan/note. So, 100% financing is like asking the seller to literally part with their business to another unknown person - ask yourself, what are the chances a legitimate business owner would agree to provide 100% owner financing? Hence, no sane business owner is going to provide 100% seller financing for a legitimate established business that is worth buying, regardless of the profitability of a business or how successful or not the business is or is or can be.

You can find many seller or owner financed businesses with reasonable financing offers and conditions. Wait, you may be able to find a better deal by buying a business for sale by owner retiring and/or a profitable business for sale. While, such opportunities are not easy to find, but if you do research and wait patiently for the right opportunity to show up, you may be successful. Find Owner Financed Businesses for Sale - Seller Financing classified ad listings and related or other business opportunities below.

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  • Beauty-Fitness
    Well Established Hair Salon
    $48,000
     Kansas City Missouri USA

    Long Established Salon With A Great Reputation In A Great Location. Everything Needed For A Turnkey ...

    Long Established Salon With A Great Reputation In A Great Location. Everything Needed For A Turnkey Operation Or An Owneroperator.

    Hair Salons Beauty & Fitness
         
  • Beauty-Fitness
    Upscale Hair Salon In A Great Location
    $575,000
      Florida USA

    Upscale Hair Salon And Spa For Sale In Desirable, Riverfront South Florida Location! Highly Visible,...

    Upscale Hair Salon And Spa For Sale In Desirable, Riverfront South Florida Location! Highly Visible, High Traffic Location Attracting Only The Most Upper Scale Of Clientele! Extremely Profitable With Consist Growth. A New Buyer Will Fall In Love With...

    Hair Salons Beauty & Fitness
         
  • Construction
    Successful Morris County Electrical Contractor
    $1,400,000
      New Jersey USA

    The Company Has More Than One Licensed Electrical Contractor For The State Of New Jersey With On Lic...

    The Company Has More Than One Licensed Electrical Contractor For The State Of New Jersey With On License Holder Having Secured An Electrical Inspector's License For New Jersey As Well. These People Along With There Department Managers, Project Manage...

    Electrician Electrical Construction
         
  • Manufacturing
    Manufacturer of Building Material And Hardware Ret
    $7,550,000
      US USA

    This Is A Building Material And Hardware Retailer And Manufacturer Of Wooden Trusses And Prefabricat...

    This Is A Building Material And Hardware Retailer And Manufacturer Of Wooden Trusses And Prefabricated Wall Panels. It Is Organized Into Three Divisions: Retail Home Improvement Centers, Manufacturing Of Agricultural And Other Special Purpose Buildin...

    Furniture Wood Products Manufacturing
         
  • Construction
    Commercial Landscape Company With Real Estate
    $395,000
     Birmingham Alabama USA

    Great Opportunity For A Branded Retail Appliance & Lawngarden Store. No Merchandise Overhead As It I...

    Great Opportunity For A Branded Retail Appliance & Lawngarden Store. No Merchandise Overhead As It Is Paid For By The Parent Company. The Store Sales Are All Top 10 Appliance Brands And The #1 Consumer Tractor & Tool Brand. This Business Pulls From 4...

    Landscaping Construction
         
  • Retail
    Unique Adult Boutique
    $165,000
      Oklahoma USA

    This Is A One-of-a-kind Adult Lingerie Boutique. They Offer Adult Novelty Items, Candles, Lotions, C...

    This Is A One-of-a-kind Adult Lingerie Boutique. They Offer Adult Novelty Items, Candles, Lotions, Costume And Other Gifts. It Has Been In The Same Location For Over 13 Years With An Established Clientele. This Is The Only Store Of This Kind In A 50-...

    Miscellaneous Boutiques Retail
         
  • Retail
    Long-standing Turnkey Liquor Store
    $34,999
      Kansas USA

    Neighborhood Liquor Store With Strong Of Steady Customers From Over 40 Years In The Same Location. L...

    Neighborhood Liquor Store With Strong Of Steady Customers From Over 40 Years In The Same Location. Located In A Great Suburb Of Kansas City Right Off The Highway. Current Owner Has Been There For 17 Years And Is Ready To Pursue Other Interests. Don't...

    Liquor Stores Retail
         
  • Retail
    Convenience Store With Beer & Wine License
    $99,000
      Massachusetts USA

    This Convenience Store Being Offered Up At Only 1 Times Earnings. This Store Shows Wonderfully Havin...

    This Convenience Store Being Offered Up At Only 1 Times Earnings. This Store Shows Wonderfully Having Been Fully Remodeled Inside And Out, New Parking Lot, Etc. Store Has Beer & Wine License, Atm And Would Make For A Great Location To Add Check Cashi...

    Convenience Stores Retail
         
  • Retail
    Power Equipment Sales & Service Company
    $899,900
      Alabama USA

    The Owner Has Successfully Run This Company For Over 25 Years And Is Ready To Transition Out. The Bu...

    The Owner Has Successfully Run This Company For Over 25 Years And Is Ready To Transition Out. The Business Is The Landmark Dealer In This Marketplace. The Staffed Is Fully Trained. ````sale Price Includes $150,000 Of Inventory. For More Information C...

    Hardware Stores Retail
         
  • Automotive
    Extremely Profitable Auto Repair Shop With Real Es
    $1,395,000
      Missouri USA

    This Business Has Enjoyed Strong Ownership And Enlightened Customer Service For Over Twenty Years. T...

    This Business Has Enjoyed Strong Ownership And Enlightened Customer Service For Over Twenty Years. The Owners Have Participated In Management Seminars To Retain A Decided Edge On Innovative Customer Retention Programs, Use Of Direct Mail And Other Me...

    Auto Repair Automotive
         
  • Retail
    Convenience Store & Storage Facility With Real Est
    $1,475,000
     Central Alabama Alabama USA

    This Convenience Store And Storage Facility Is A Wonderful Investment Or Lifestyle Opportunity. Aski...

    This Convenience Store And Storage Facility Is A Wonderful Investment Or Lifestyle Opportunity. Asking Price Is Below Recent Appraisal Of The Real Estate. Located Adjacent To One Of Alabama's Most Popular Lakes. the Operation Rests On 4.5 Acres And...

    Convenience Stores Retail
         
  • Manufacturing
    New England Packaging & Labeling Company
    $2,500,000
      Massachusetts USA

    This Is A Custom Packaging, Labeling, Warehousing And Distribution Company That Is Located In New En...

    This Is A Custom Packaging, Labeling, Warehousing And Distribution Company That Is Located In New England And Has Been Servicing Its Customers For Nearly 3 Decades.the Company Has Seen Strong Growth In The Last Several Years And Has Positioned Itself...

    Packaging Labeling Manufacturing
         
  • Food
    Two Retail Baked Goods Franchise Stores
    $250,000
      Alabama USA

    These Two Locations Are Located On Very Busy Highways. Established 5 Years Ago, Both Locations Have ...

    These Two Locations Are Located On Very Busy Highways. Established 5 Years Ago, Both Locations Have A Built In Client Base, But Needs Someone To Push Them To The Next Level. If You Were To Build One Of These Locations By Itself It Would Cost $300,000...

    Bakeries Food
         
  • Construction
    Hoover Franchise Painting Services Company
    $270,000
     Hoover Alabama USA

    This Business Was Started Back In 2008. Very Cut And Dry Process, Owner Wins Bids And Manages Subcon...

    This Business Was Started Back In 2008. Very Cut And Dry Process, Owner Wins Bids And Manages Subcontractors On Jobs. A Good 9 Year Track Record And Foundation Has Been Laid For This Business. Owns Major Trade Territories In Very Good Densely Populat...

    Painting Construction
         
  • Manufacturing
    Industrial Equipment Sales & Service
    $1,300,000
     Birmingham Alabama USA

    Established In 1984 This Exceptional Business Prides Itself On Providing Its Customers With Superior...

    Established In 1984 This Exceptional Business Prides Itself On Providing Its Customers With Superior Products And Service At An Affordable Price. They Offer Sales And Service To A Diverse Customer Base Throughout The U.s. In The Industrial And Distr...

    Industrial Supply Manufacturing
         

 

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