Owner Financed Businesses for Sale - Seller Financing


Buy a Owner Financed or Seller Financed Business - A owner Financed business or seller financing is a loan provided by the seller of a business to the business buyer without a good credit or collateral, who is finding it hard or impossible to get financing from other small business lending sources or banks or to a business buyer who would want that the seller have some skin in the game. Seller Financing of a business is similar to buying a owner financed real estate or property, wherein the real estate seller will finance a portion of the sale amount for a period, instead of the bank or a lender financing the loan amount to the property buyer. Similarly the seller of the business is willing to loan or finance the buyer a percentage of the sale price, for purchasing their business and the buyer signs a promissory note or deed. To a seller, this is an investment in which the return is guaranteed only by the buyers credit-worthiness or ability and motivation to pay the mortgage. Also, since the seller can spread the capital gains over several years, this may also help the business owner to lower their tax payments resulting from the sale of the business. For a buyer it is often beneficial, because he/she may not be able to obtain a loan from a bank. In general, the loan is secured by the property being sold. In the event that the buyer defaults, the property is repossessed or foreclosed on exactly as it would be by a bank. While there are some people searching online for a 100% owner financed business on sale, one needs to understand that when a owner is financing the business, they still own the business loan/note. So, 100% financing is like asking the seller to literally part with their business to another unknown person - ask yourself, what are the chances a legitimate business owner would agree to provide 100% owner financing? Hence, no sane business owner is going to provide 100% seller financing for a legitimate established business that is worth buying, regardless of the profitability of a business or how successful or not the business is or is or can be.

You can find many seller or owner financed businesses with reasonable financing offers and conditions. Wait, you may be able to find a better deal by buying a business for sale by owner retiring and/or a profitable business for sale. While, such opportunities are not easy to find, but if you do research and wait patiently for the right opportunity to show up, you may be successful. Find Owner Financed Businesses for Sale - Seller Financing classified ad listings and related or other business opportunities below.

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  • Restaurant-Bar
    Lake Area Sports Bar And Grill
    $50,000
     Pell City Alabama USA

    The Seller Has Operated This Lake Area Sports Bar & Grill For Over A Decade But Is Ready To Move On...

    The Seller Has Operated This Lake Area Sports Bar & Grill For Over A Decade But Is Ready To Move On To Their Business Interest Out Of State. This Fully Managed Grill Is A Popular Watering Hole For Local Plant And Community Workers, A Weekend Favori...

    Bars Restaurant & Bar
         
  • Retail
    Clothing Boutique With Inventory Included
    $300,000
     Hoover Alabama USA

    This Is A Very Established Neighborhood Boutique. It Is Located In A Extremely High Demographic Shop...

    This Is A Very Established Neighborhood Boutique. It Is Located In A Extremely High Demographic Shopping Center With National Anchor Retailers And Very High Foot Traffic. There Is A Great Repeat Shopper Component. Owner Is Retiring And Plans To Move ...

    Clothing Stores Boutiques Retail
         
  • Construction
    Profitable General Contractor
    $600,000
     Kansas City Missouri USA

    General Contractor And Construction Management With Over Twenty Successful Years Building & Remodeli...

    General Contractor And Construction Management With Over Twenty Successful Years Building & Remodeling Churches, Schools, Municipal And Military Facilities, Apartments & Shopping Centers. The Company Bids & Completes Jobs From $2,000 To $2,000,000 An...

    Contracting Construction
         
  • Retail
    Convenience Store & Storage Facility With Real Est
    $1,475,000
     Central Alabama Alabama USA

    This Convenience Store And Storage Facility Is A Wonderful Investment Or Lifestyle Opportunity. Aski...

    This Convenience Store And Storage Facility Is A Wonderful Investment Or Lifestyle Opportunity. Asking Price Is Below Recent Appraisal Of The Real Estate. Located Adjacent To One Of Alabama's Most Popular Lakes. the Operation Rests On 4.5 Acres And...

    Convenience Stores Retail
         
  • Technology
    Niche E-commerce Distributor
    $195,000
      Alabama USA

    Huge Growth Potential With This Niche E-commerce Business Specializing In Products For The Education...

    Huge Growth Potential With This Niche E-commerce Business Specializing In Products For The Educational And Medical Markets. With It's Current Location In Birmingham, Alabama The Business Is Home Based, Selling Its Products All Over The Country And C...

    Ecommerce Technology
         
  • Food
    Two Retail Baked Goods Franchise Stores
    $250,000
      Alabama USA

    These Two Locations Are Located On Very Busy Highways. Established 5 Years Ago, Both Locations Have ...

    These Two Locations Are Located On Very Busy Highways. Established 5 Years Ago, Both Locations Have A Built In Client Base, But Needs Someone To Push Them To The Next Level. If You Were To Build One Of These Locations By Itself It Would Cost $300,000...

    Bakeries Food
         
  • Construction
    Commercial Landscape Company With Real Estate
    $395,000
     Birmingham Alabama USA

    Great Opportunity For A Branded Retail Appliance & Lawngarden Store. No Merchandise Overhead As It I...

    Great Opportunity For A Branded Retail Appliance & Lawngarden Store. No Merchandise Overhead As It Is Paid For By The Parent Company. The Store Sales Are All Top 10 Appliance Brands And The #1 Consumer Tractor & Tool Brand. This Business Pulls From 4...

    Landscaping Construction
         
  • Beauty-Fitness
    Patented Universal Tumor-Targeting Drug Delivery P
    $20,000,000
     Irvine California USA

    Patented Universal Tumor-Targeting Drug Delivery Platform Co. This pharmaceutical company has develo...

    Patented Universal Tumor-Targeting Drug Delivery Platform Co. This pharmaceutical company has developed and patented a universal tumor-targeting drug-delivery platform that can improve the safety and efficacy of many existing chemo treatments, with t...

    Medical Device Medical Equipment Medical Service Beauty & Fitness
         
  • Retail
    Unique Adult Boutique
    $165,000
      Oklahoma USA

    This Is A One-of-a-kind Adult Lingerie Boutique. They Offer Adult Novelty Items, Candles, Lotions, C...

    This Is A One-of-a-kind Adult Lingerie Boutique. They Offer Adult Novelty Items, Candles, Lotions, Costume And Other Gifts. It Has Been In The Same Location For Over 13 Years With An Established Clientele. This Is The Only Store Of This Kind In A 50-...

    Miscellaneous Boutiques Retail
         
  • Manufacturing
    Fabricated Metal Products Manufacturer
    $210,000
      Alabama USA

    This Central Alabama Metal Products Manufacturer Has Been In Business Over 60 Years And Has A Strong...

    This Central Alabama Metal Products Manufacturer Has Been In Business Over 60 Years And Has A Strong History Of Clients And Customers. They Custom Manufacture Railings, Stairs, Fences, Gates And Other Metal Products. They Also Provide Custom Forging ...

    Metallic Products Welding Fabrication Manufacturing
         
  • Retail
    Well-established Commercial Furniture Company
    $973,000
      Missouri USA

    This Commercial Furniture And Office Interior Design Company Has Been In Business Going On 30 Years....

    This Commercial Furniture And Office Interior Design Company Has Been In Business Going On 30 Years. The Company Offers Good Rates On Office And Commercial Furniture And Also Has An In-house Designer To Help Clients Structure Their Office Space To Ma...

    Furniture Stores Retail
         
  • Construction
    Profitable Roofing Contractor
    $1,200,000
     Kansas City Missouri USA

    The Company Has Over 17 Years Of Experience In Every Type Of Roofing Including: ``insurance Claims``...

    The Company Has Over 17 Years Of Experience In Every Type Of Roofing Including: ``insurance Claims``roof Replacements``gutter Replacement``flat Roof Repair``roof

    Siding Roofing Construction
         
  • Construction
    Hoover Franchise Painting Services Company
    $270,000
     Hoover Alabama USA

    This Business Was Started Back In 2008. Very Cut And Dry Process, Owner Wins Bids And Manages Subcon...

    This Business Was Started Back In 2008. Very Cut And Dry Process, Owner Wins Bids And Manages Subcontractors On Jobs. A Good 9 Year Track Record And Foundation Has Been Laid For This Business. Owns Major Trade Territories In Very Good Densely Populat...

    Painting Construction
         
  • Manufacturing
    Outstanding Machine Shop With Real Estate
    $1,420,000
      Missouri USA

    This Outstanding Machine Shop Is Offered For Sale With Real Estate. In Operation Since 1999, The Own...

    This Outstanding Machine Shop Is Offered For Sale With Real Estate. In Operation Since 1999, The Owner Has Created A Highly Profitable Business Based On Horizontal Milling Capabilities And Much More. Heavy Industrial Applications In Construction, Mar...

    Machine Shops Manufacturing
         
  • Restaurant-Bar
    Landmark Fast Casual Restaurant
    $550,000
     Tuscaloosa Alabama USA

    One Of The Best Local Brands In Tuscaloosa.this Location Has A Wonderful Local Following. The Mix Of...

    One Of The Best Local Brands In Tuscaloosa.this Location Has A Wonderful Local Following. The Mix Of Business Is 40% Sit Down, 60% Takeout And Catering. Staff Is Fully Trained And Equipment Was Upgraded In 2015. September Was A Record Sales Month And...

    Fast Casual Restaurants Restaurant & Bar
         

 

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