Owner Financed Businesses for Sale - Seller Financing


Buy a Owner Financed or Seller Financed Business - A owner Financed business or seller financing is a loan provided by the seller of a business to the business buyer without a good credit or collateral, who is finding it hard or impossible to get financing from other small business lending sources or banks or to a business buyer who would want that the seller have some skin in the game. Seller Financing of a business is similar to buying a owner financed real estate or property, wherein the real estate seller will finance a portion of the sale amount for a period, instead of the bank or a lender financing the loan amount to the property buyer. Similarly the seller of the business is willing to loan or finance the buyer a percentage of the sale price, for purchasing their business and the buyer signs a promissory note or deed. To a seller, this is an investment in which the return is guaranteed only by the buyers credit-worthiness or ability and motivation to pay the mortgage. Also, since the seller can spread the capital gains over several years, this may also help the business owner to lower their tax payments resulting from the sale of the business. For a buyer it is often beneficial, because he/she may not be able to obtain a loan from a bank. In general, the loan is secured by the property being sold. In the event that the buyer defaults, the property is repossessed or foreclosed on exactly as it would be by a bank. While there are some people searching online for a 100% owner financed business on sale, one needs to understand that when a owner is financing the business, they still own the business loan/note. So, 100% financing is like asking the seller to literally part with their business to another unknown person - ask yourself, what are the chances a legitimate business owner would agree to provide 100% owner financing? Hence, no sane business owner is going to provide 100% seller financing for a legitimate established business that is worth buying, regardless of the profitability of a business or how successful or not the business is or is or can be.

You can find many seller or owner financed businesses with reasonable financing offers and conditions. Wait, you may be able to find a better deal by buying a business for sale by owner retiring and/or a profitable business for sale. While, such opportunities are not easy to find, but if you do research and wait patiently for the right opportunity to show up, you may be successful. Find Owner Financed Businesses for Sale - Seller Financing classified ad listings and related or other business opportunities below.

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  • Restaurant-Bar
    Watering Hole-dive Bar With Real Estate Included
    $150,000
     Pinson Alabama USA

    This Local Area Dive Bar Has Been A Staple In The Community For Over 80 Years. Current Owners Purcha...

    This Local Area Dive Bar Has Been A Staple In The Community For Over 80 Years. Current Owners Purchased It In 1978 And Are Looking To Retire. Plenty Of Room For Growth And Expansion. The Building And Real Estate Is Part Of The Asking Price. If Intere...

    Bars Restaurant & Bar
         
  • Retail
    Power Equipment Sales & Service Company
    $899,900
      Alabama USA

    The Owner Has Successfully Run This Company For Over 25 Years And Is Ready To Transition Out. The Bu...

    The Owner Has Successfully Run This Company For Over 25 Years And Is Ready To Transition Out. The Business Is The Landmark Dealer In This Marketplace. The Staffed Is Fully Trained. ````sale Price Includes $150,000 Of Inventory. For More Information C...

    Hardware Stores Retail
         
  • Media-Entertainment
    High-Quality Tailgate Rental Company
    $75,000
     Columbia Missouri USA

    The business comes with a website for booking and all the proper liability contractsliability disclo...

    The business comes with a website for booking and all the proper liability contractsliability disclosures. Tailgating is a growing market with the MU football season already booked for 15K. New owner will walk into this contracted income stream.

    Event Media & Entertainment
         
  • Technology
    Niche E-commerce Distributor
    $195,000
      Alabama USA

    Huge Growth Potential With This Niche E-commerce Business Specializing In Products For The Education...

    Huge Growth Potential With This Niche E-commerce Business Specializing In Products For The Educational And Medical Markets. With It's Current Location In Birmingham, Alabama The Business Is Home Based, Selling Its Products All Over The Country And C...

    Ecommerce Technology
         
  • Retail
    Convenience Store & Storage Facility With Real Est
    $1,475,000
     Central Alabama Alabama USA

    This Convenience Store And Storage Facility Is A Wonderful Investment Or Lifestyle Opportunity. Aski...

    This Convenience Store And Storage Facility Is A Wonderful Investment Or Lifestyle Opportunity. Asking Price Is Below Recent Appraisal Of The Real Estate. Located Adjacent To One Of Alabama's Most Popular Lakes. the Operation Rests On 4.5 Acres And...

    Convenience Stores Retail
         
  • Home Improvement
    Branded Retail Appliance & Garden Store
    $35,000
      Alabama USA

    Great Opportunity For A Branded Retail Appliance & Lawngarden Store. No Merchandise Overhead As It I...

    Great Opportunity For A Branded Retail Appliance & Lawngarden Store. No Merchandise Overhead As It Is Paid For By The Parent Company. The Store Sales Are All Top 10 Appliance Brands And The #1 Consumer Tractor & Tool Brand. This Business Pulls From 4...

    Garden Centers Home Improvement
         
  • Manufacturing
    Fabricated Metal Products Manufacturer
    $210,000
      Alabama USA

    This Central Alabama Metal Products Manufacturer Has Been In Business Over 60 Years And Has A Strong...

    This Central Alabama Metal Products Manufacturer Has Been In Business Over 60 Years And Has A Strong History Of Clients And Customers. They Custom Manufacture Railings, Stairs, Fences, Gates And Other Metal Products. They Also Provide Custom Forging ...

    Metallic Products Welding Fabrication Manufacturing
         
  • Construction
    Successful Morris County Electrical Contractor
    $1,400,000
      New Jersey USA

    The Company Has More Than One Licensed Electrical Contractor For The State Of New Jersey With On Lic...

    The Company Has More Than One Licensed Electrical Contractor For The State Of New Jersey With On License Holder Having Secured An Electrical Inspector's License For New Jersey As Well. These People Along With There Department Managers, Project Manage...

    Electrician Electrical Construction
         
  • Beauty-Fitness
    Well Established Hair Salon
    $48,000
     Kansas City Missouri USA

    Long Established Salon With A Great Reputation In A Great Location. Everything Needed For A Turnkey ...

    Long Established Salon With A Great Reputation In A Great Location. Everything Needed For A Turnkey Operation Or An Owneroperator.

    Hair Salons Beauty & Fitness
         
  • Automotive
    Auto Repair, Tire Sales & U-haul Dealer
    $230,000
     Trussville Alabama USA

    This Is A Very Niche Contracting Company. Started In 2012 The Current Owner Saw A Need And Found A B...

    This Is A Very Niche Contracting Company. Started In 2012 The Current Owner Saw A Need And Found A Better Product To Use For His Clients. Very Affordable Product And A High Profit Process. Current Owner Is The Sales Force And Site Manager. Takes Orde...

    Auto Repair Tire Automotive
         
  • Retail
    Highly Visible Liquor Store In A Great Location
    $175,000
     Kansas City Missouri USA

    Highly Visible Liquor Store In A Great Area! Ample Parking And Near Neighborhoods And Apartment Comp...

    Highly Visible Liquor Store In A Great Area! Ample Parking And Near Neighborhoods And Apartment Complexes. The Business Has A Large Variety Of Liquor, Beer And Wine. They Also Have A Large Humidor To Handle Large Supplies Of Cigars.

    Liquor Stores Retail
         
  • Food
    Two Retail Baked Goods Franchise Stores
    $250,000
      Alabama USA

    These Two Locations Are Located On Very Busy Highways. Established 5 Years Ago, Both Locations Have ...

    These Two Locations Are Located On Very Busy Highways. Established 5 Years Ago, Both Locations Have A Built In Client Base, But Needs Someone To Push Them To The Next Level. If You Were To Build One Of These Locations By Itself It Would Cost $300,000...

    Bakeries Food
         
  • Technology
    Profitable Audio Visual Installation Company
    $1,049,000
      Missouri USA

    This Company Provides Goods And Services To Local, Regional And National Clients. They Have Been Kno...

    This Company Provides Goods And Services To Local, Regional And National Clients. They Have Been Known For Over 30 Years To Deliver On Time According To Terms And Conditions. Their Clients Are Demanding Because They In Turn Serve The Public In The Ho...

    Audio Visual Installation Technology
         
  • Retail
    Long-standing Turnkey Liquor Store
    $34,999
      Kansas USA

    Neighborhood Liquor Store With Strong Of Steady Customers From Over 40 Years In The Same Location. L...

    Neighborhood Liquor Store With Strong Of Steady Customers From Over 40 Years In The Same Location. Located In A Great Suburb Of Kansas City Right Off The Highway. Current Owner Has Been There For 17 Years And Is Ready To Pursue Other Interests. Don't...

    Liquor Stores Retail
         
  • Health Care
    Ambulance Medical & Non-emergency Transportati
    $2,649,000
      California USA

    Clean Books And Records. This Business Has Two Separate Entities: One Is A An Ambulance Medical Tran...

    Clean Books And Records. This Business Has Two Separate Entities: One Is A An Ambulance Medical Transport And A Non-emergency Medical Transport. Over $54,000 Net Profit Per Month With A Potential For Much More In 2014! Semi-absentee.these Are Two Sep...

    Medical Transportation Health Care
         

 

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